HOW TO TEST
- Register yourself as a customer of YYY Bank using your mobile number. Register here.
- Copy and store the user id, password, card number, Validity, CVV, UPI id display on the screen after successful registration, which is needed for testing.
- Download the napID APIX Android mobile app using this link (or) i-Phone app using this link and register via the onscreen process. (active India SIM card is mandatory)
- Fetch your credentials of YYY bank using the +New ID button in the napID mobile app.
- Start testing the different types of napID alternate payment mechanisms. click here.
- Demo Videos:
01
napID Passwordless Net
Banking Payment
We have invented the technology to securely authenticate
netbanking payment and filter frauds simply by using the
existing net banking user id. No need for a password or
an OTP.
napID patent granted technology will freeze the payment button in the net banking payment form and enable it only after receiving the signal from a genuine user from the napID mobile app in ONE-TOUCH.
napID patent granted technology will freeze the payment button in the net banking payment form and enable it only after receiving the signal from a genuine user from the napID mobile app in ONE-TOUCH.
Quick Flow:
Awake the user id in napID mobile app in One-Touch, type the user id and select "This is my id" check box in the payment form and proceed to pay.Detailed Flow:
- Awake your user id in One-Touch in napID mobile app in the personal tab under yyybank.com. (sample user id: us****06)
- Type your user id and select"This is my id" check box in the payment form.
- Proceed to Pay button will be enabled only for you to initiate the transaction and make the payment.
The user id goes back to SLEEP MODE automatically the moment you select "This is my id" check box in the payment form or after 30 seconds whichever comes first.
- Hackers/Fraud cannot awake your user id in napID mobile app, hence "This is my id" check box will show "Id sleeping" and they cannot even initiate the transaction.
- Try with my user id user850 and you can notice the payment cannot be initiated.
02 napID Card Payment without CVV
We have invented the technology to securely authenticate card
payments and filter frauds simply by using the 16 digit card
number and eliminating the values such as CVV, MM/YY, Cardholder
name or OTP for authentication.
napID patent granted technology will freeze the payment button in the online card payment form and enable it only after receiving the signal from a genuine user from the napID mobile app in ONE-TOUCH.
napID patent granted technology will freeze the payment button in the online card payment form and enable it only after receiving the signal from a genuine user from the napID mobile app in ONE-TOUCH.
Quick Flow:
Awake the credit/debit card in napID mobile app in One-Touch, type the 16 digit card number and select "This is my card" check box in the payment form and proceed to pay.Detailed Flow:
- Awake your credit/debit card in One-Touch in napID mobile app in the payment tab under yyybank.com. (sample card number: 66****87)
- Type your card number and select "This is my card" check box in the payment form.
- Proceed to Pay button will be enabled only for you to initiate the transaction and make the payment.
The card goes back to SLEEP MODE automatically the moment you select "This is my card" check box in the payment form or in 30 seconds whichever comes first.
- Hackers/Fraud cannot awake your card in napID mobile app, hence "This is my card" check box will show "Card is sleeping" and they cannot even initiate the transaction.
- Try with my card number 6666555544440700 and you can notice the payment cannot be initiated.
03 OTP Replacer With napID Mobile No. Verifier
napID patent granted secured mobile number verifier is the best
alternative for the unsecured, unencrypted SMS OTP 2nd-factor
authenticator where the user can verify their mobile number in
ONE-TOUCH during all types of digital payments.
You can test the napID netbanking passwordless payment along with napID Mobile number verifier as a 2nd-factor authenticator.
You can test the napID netbanking passwordless payment along with napID Mobile number verifier as a 2nd-factor authenticator.
Quick Flow:
Awake the user id in napID mobile app in One-Touch, type the user id and select "This is my id" check box in the payment form and Proceed to Pay.On the next screen awake your mobile number in the napID mobile app in One-Touch and select "This is my number" check box in the payment form validate it as 2nd-factor authentication.
Detailed Flow:
- Awake your user id in One-Touch in napID mobile app in the personal tab under yyybank.com. (sample user id: us****06)
- Type your user id and select "This is my id" check box in the payment form.
- Proceed to Pay button will be enabled only for you to initiate the transaction.
- Awake your mobile number in One-Touch in napID mobile app in the personal tab and select "This is my number" check box in the payment form and make the payment.
The user id goes back to SLEEP MODE automatically the moment you select "This is my id" check box in the payment form or after 30 seconds whichever comes first.
- Hackers/Fraud cannot awake your user id or mobile number in napID mobile app, hence "This is my id" check box will show "Id sleeping" and "This is my number" check box will show "Number is Sleeping" and they cannot even initiate the transaction.
- Try with my user id user850 and you can notice the payment cannot be initiated.
04
Net Banking Payment with napID
Fraud Filter Layer.
napID's patent granted Fraud Filter Layer will not allow others
except the owner of the user id to even type the password and
initiate the net banking payment.
napID will freeze the password field and payment button in the net banking payment form and enable it only after receiving the signal from napID mobile app in ONE-TOUCH.
In this methodology, the password and OTP become optional as 2nd and 3rd factor authentication.
napID will freeze the password field and payment button in the net banking payment form and enable it only after receiving the signal from napID mobile app in ONE-TOUCH.
In this methodology, the password and OTP become optional as 2nd and 3rd factor authentication.
Quick Flow:
Awake the user id in napID mobile app in One-Touch, type the user id and select "This is my id" check box in the payment form. Type your password and proceed to pay.Detailed Flow:
- Awake your user id in One-Touch in napID mobile app in the personal tab under yyybank.com. (sample user id: us****06).
- Type your user id and select "This is my id" check box in the payment form.
- Password field and Pay button will be enabled only for you to type the password and make the payment.
The user id goes back to SLEEP MODE automatically the moment you select "This is my id" check box in the payment form or after 30 seconds whichever comes first
- Hackers/Fraud cannot awake your user id in napID mobile app, hence "This is my id" check box will show "Id sleeping" and they cannot even type the password to initiate the transaction.
- Try with my user id user850 and you can notice the password cannot be typed and payment cannot be initiated.
05
Card Payment with napID
Fraud Filter Layer
napID's patent granted Fraud Filter Layer will not allow others
except the owner of the card to even type the CVV, MM/YY,
Cardholder name and initiate the card payment
napID will freeze the CVV, MM/YY, Cardholder name fields, pay button in the online payment form and enable it only after receiving the signal from a genuine user from napID mobile app in ONE-TOUCH.
In this methodology, the CVV, MM/YY, Cardholder name and OTP become optional as 2nd and 3rd factor authentication.
napID will freeze the CVV, MM/YY, Cardholder name fields, pay button in the online payment form and enable it only after receiving the signal from a genuine user from napID mobile app in ONE-TOUCH.
In this methodology, the CVV, MM/YY, Cardholder name and OTP become optional as 2nd and 3rd factor authentication.
Quick Flow:
Awake the credit/debit card in napID mobile app in One-Touch, type the 16 digit card number and select "This is my card" check box in the payment form. Type Validity, CVV, cardholder name and proceed to pay.Detailed Flow:
- Awake your credit/debit card in One-Touch in napID mobile app in the payment tab under yyybank.com. (sample card number: 66****87).
- Type your card number and select "This is my card" check box in the payment form.
- Type validity, CVV, cardholder name & Proceed to Pay button will be enabled only for you to initiate the transaction and make the payment.
The card goes back to SLEEP MODE automatically the moment you select "This is my card" check box in the payment form or in 30 seconds whichever comes first.
- Hackers/Fraud cannot awake your card in napID mobile app, hence "This is my card" check box will show "Card is sleeping" and they cannot even type the card Validity, CVV, cardholder name and initiate the transaction.
- Try with my card number 6666555544440700 and you can notice the payment cannot be initiated.
06
UPI Payment with napID Fraud
Filter Layer.
napID's patent granted Fraud Filter Layer will not allow others
except the owner of the UPI id to initiate the UPI payment using
UPI id.
napID will freeze the verify button in the payment form and enable it only after receiving the signal from napID mobile app in ONE-TOUCH.
napID will freeze the verify button in the payment form and enable it only after receiving the signal from napID mobile app in ONE-TOUCH.
Quick Flow:
Awake the UPI id in napID mobile app in One-Touch, type the UPI id and select "This is my id" check box in the payment form and proceed to pay.Detailed Flow:
- Awake your UPI id in One-Touch in napID mobile app in the payment tab under yyybank.com. (sample user id: us****yy).
- Type your UPI id and select "This is my id" check box in the payment form.
- Pay button will be enabled only for you to proceed to the respective UPI app of the UPI id to make the payment.
The UPI id goes back to SLEEP MODE automatically the moment you select "This is my id" check box in the payment form or after 30 seconds whichever comes first.
- Hackers/Fraud cannot awake your UPI id in napID mobile app, hence "This is my id" check box will show "Id sleeping" and they cannot even initiate the transaction.
- Try with my user id user850@yyy and you can notice the payment cannot be initiated.
07
napID Portability Test by
consuming 3rd Party API in APIX platform
This test will prove the portability of the napID solution where
the napID passwordless net banking payment form is consuming the
3rd party API available in APIX platform.
(API used - https://api.apixplatform.com/TestingMasterCard/v1/user/login)
(API used - https://api.apixplatform.com/TestingMasterCard/v1/user/login)
Quick Flow:
Awake the user id in napID mobile app in One-Touch, type the user id and select "This is my id" check box in the payment form and proceed to pay.Detailed Flow:
- Awake your user id in One-Touch in napID mobile app in the personal tab under yyybank.com. (sample user id: us****06)
- Type your user id and select"This is my id" check box in the payment form.
- Proceed to Pay button will be enabled only for you to initiate the transaction and make the payment.
The user id goes back to SLEEP MODE automatically the moment you select "This is my id" check box in the payment form or after 30 seconds whichever comes first.
- Hackers/Fraud cannot awake your user id in napID mobile app, hence "This is my id" check box will show "Id sleeping" and they cannot even initiate the transaction.
- Try with my user id user850 and you can notice the payment cannot be initiated.